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Muni bonds should be owned transfer pricing inside your taxable brokerage accounts, and not in your IRA or 401K accounts because income in those accounts is definitely tax-deferred. Some plans ready still pull off it, however when you get caught avoiding the filing of the internal revenue service Form 2290, you can be charged 8.5% of the owed amount, or perhaps just filing past the deadline implies paying 9.5 percent of the balance at the end of fees.

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